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As described in our Privacy Policy, we collect personal information from your interactions with us and our website, including through cookies and similar technologies. We may also share this personal information with third parties, including advertising partners. We do this in order to show you ads on other websites that are more relevant to your interests and for other reasons outlined in our privacy policy.
Sharing of personal information for targeted advertising based on your interaction on different websites may be considered "sales", "sharing", or "targeted advertising" under certain U.S. state privacy laws. Depending on where you live, you may have the right to opt out of these activities. If you would like to exercise this opt-out right, please follow the instructions below.
If you visit our website with the Global Privacy Control opt-out preference signal enabled, depending on where you are, we will treat this as a request to opt-out of activity that may be considered a “sale” or “sharing” of personal information or other uses that may be considered targeted advertising for the device and browser you used to visit our website.
When you go through the pre-qualification process, you’ll only receive an estimate of how much money you can spend with Affirm. You’re under no obligation to use the full amount, and you’re not required to pay anything back until making a purchase.
Simply creating an Affirm account and checking if you pre-qualify for your purchase won’t affect your credit score. However, your credit score may be impacted by your payment history with Affirm, purchasing with Affirm, the amount of credit you’ve used, and how long you’ve had credit with them.
There are absolutely no extra fees for Affirm’s financing services! That means you won’t have to deal with any late payment penalties, prepayment fees, annual costs, or account opening and closing fees.
Affirm’s interest rates can vary between 0% and 31.99% APR (Annual Percentage Rate). Your payment plan may contain different interest levels depending on the size of your purchase and the length of repayment. However, you’ll never pay more interest than you’ve agreed to at the checkout.
Making payments is easy! Just use the Affirm app or head to affirm.com to schedule or manually make payments each month.
Yes, Affirm does require a phone number from the USA or US territories to help verify your identity.
Absolutely! Affirm doesn’t charge any penalties for early repayments.
You can visit Affirm.com for support and more information about this service.